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Like most victims of cyber crime, Ritu Taura, a housewife and mother-of-two from Hertfordshire, is still not sure how her computer became infected.

What she does know is that it was soon out of her control, emailing all her contacts.

She reset her passwords, cancelled her cards and thought it was over.

But within days, she was once again spamming her friends with messages to ‘Click this link and you get a free TV.’ Then money began to disappear again.

If you don’t pay attention, the snap is gone forever, as though it never even existed. Snapchat is now believed to have between 100-200 million monthly users.

Snapchat is the newest form of social media, and with a 16 Billion dollar valuation, it’s not going anywhere any time soon.

In this guide I’m going to walk you through exactly what Snapchat is, how it works and how you can use it to make money in your business.

Once one infection has ‘breached’ a computer, more will follow, with the original hacker selling on details to other criminals and installing more and more software to steal credit card details, passwords and private information.

The malicious software used to effect this sort of crime has evolved rapidly, from crude viruses that used to be easy to spot, to ‘stealth’ programmes that can sit on a PC, monitoring keystrokes and even intercepting communications with a person’s bank.

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The following blog post may seem long and get somewhat technical at times, but guess what?

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